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If you're over 50 and you’ve been looking for life insurance, but you’re having a hard time finding a policy that doesn’t require a medical exam check out the graded benefit option. Graded benefit life insurance doesn’t require medical exams or medical based questions to be answered, so it’s a great option for those who can’t get insurance that requires either.  Wholesaleinsurance.net has a lot of free information on this option, what it is, how it works, etc, and you can also request a free quote.